Does reserve time count towards 20/20/20?  The answer is "it depends", and even then, the more military practitioners you ask, the more answers you'll end up with.

Similar to COBRA for private health insurance programs, Tricare will provide a divorced spouses who are not remarried with transitional health insurance called the Continued Health Care Benefit Program (CHCBP). At $933 per quarter for individuals, and $1996 for families, the program is far from free, and certainly not the bargain Tricare is.  However, if the civilian spouse has a preexisting medical condition, or no coverage available through his/her employer, CCHBP may be worthwhile.

Upon obtaining a Colorado dissolution, the former spouse of a servicemember has a right to receive military benefits so long as he/she meets the criteria. As the benefits are statutory entitlements, they are automatic and not subject to negotiation or deviation by a divorce court in Colorado or other states.

Children and stepchildren of servicemembers retain full military benefits while unmarried and under 22.